Overview
💡 We just upgraded our smart contracts. Read more about it here.
Welcome to Monerium
The bridge between traditional banking and blockchain technology, offering regulated e-money solutions for seamless transactions.
Our CEO explaining what it's all about
E-money Institution Services​
Monerium: Your Licensed E-money Gateway​
As Europe's first licensed e-money institution on blockchain, Monerium provides a secure bridge between traditional banking and blockchain technology. Our IBAN accounts enable seamless transactions between traditional bank accounts and blockchain addresses through the SEPA network.
Regulated E-money on Blockchain, Instant Settlement​
When you send money to your Monerium IBAN, it's automatically converted into regulated e-money tokens on your blockchain address. This enables instant, secure, and compliant transactions across traditional and blockchain networks.
With tokenised money and assets such as securities or crypto on the same ledger, blockchains can conduct real-time delivery-vs-payment with automated actions, leading to clearing and settlement as well as corporate actions handled completely by the technology itself with you in control.
The e-money tokens are standardized to support all major blockchain wallets and smart contract operations.
Monerium IBAN, your fiat gateway​
The Monerium IBAN is directly connected to your blockchain address enables you to seamlessly collect and send euros between bank accounts and blockchains over the SEPA network.
Monerium IBAN demo
Money on blockchains, real-time delivery-vs-payment​
Money sent to the IBAN is automatically tokenized as e-money directly to your blockchain address.
With tokenised money and assets such as securities or crypto on the same ledger, blockchains can conduct real-time delivery-vs-payment with automated actions, leading to clearing- and settlement as well as corporate actions handled completely by the technology itself with you in control.
The e-money tokens are standardized to support all major blockchain wallets and smart contract operations.
Monerium API: Full Financial Integration​
Our comprehensive API enables complete financial automation:
- Complete overview of your accounts and balances
- Receive notifications and payment details about sender (IBAN, name, message etc.) when payments are received
- Send money from your blockchain address to IBAN via SEPA network
This enables you to completely automate the flow of money and settlements on and off blockchains without going through exchanges. Collect payments over SEPA from business that have not yet joined the blockchain economy and settle on-chain.
European Licensed E-money Institution​
As a licensed electronic money institution (EMI) in Europe, Monerium operates under strict regulatory oversight across the EEA. Our e-money tokens are fully backed by segregated funds and provide a regulated alternative to stablecoins.
To drive mainstream adoption to blockchains and your platform, you need money that lives under a known regulatory regime.
Ready to revolutionize your financial operations with regulated e-money on blockchain? Get started with Monerium's developer-friendly platform.
Enough talk, let's build something!​
You've made it this far, that means that you are probably building something amazing.
We are here so your amazing thing can securely manage and automate the flow of money on and off blockchains.
The ball is in your court, we are excited to hear about what you are building! There are two things you can do now...
Get started for free!​
Register your application and start using the Monerium services for free. We have documented how to get started, and if you run into any problems, don't hesitate to contact us on our Discord channel.
Play around and learn more​
For innovators and product builders we've opened up a test environment of our system. Play around with test money in a safe environment to understand how it fits into your platform.
Dive into our API specification and other technical things in our documentation.